Save Money on Your Train Ticket - Method 3

Method 3

You may be lucky enough to work for a company that's happy to arrange some sort of regular instalment arrangement to purchase a yearly train ticket.

What usually happens is your company will agree to fund the initial purchase of your yearly ticket, but will regularly deduct set amounts from your salary, probably each time you get paid. This is a great thing. Not only are yearly train tickets massively cheaper than buying a weekly one for each of the 52 weeks of the year, but also instead of paying for the entire yearly ticket price up front, you're making small regular repayments through the year.

Take for instance a weekly ticket costs $38. Over 52 weeks of the year, this would total $1976. But a yearly would only cost you $1561, calculating to be only $30 each week which your employer would deduct from your paycheck. Now that's a weekly saving of $8!


So which of these 3 methods appeal to you? Certainly method 1 requires some effort and may seem a bit risque, but the other 2 methods are achievable. I've personally been using method 2 for a couple of years and haven't looked back!